Lyra Rae
$549,0003 bd2 ba2,002 sqft$274 /sqft$3,921 /mo all-in ↓

602 137TH STREET E, BRADENTON, FL, 34212

Active1 days on marketListed Jul 28, 2026MLS #A4700213

Single Family ResidenceMILL CREEK PH II

About this home

602 137TH STREET E

Virtually Staged. Spacious, serene living with the perfect balance of privacy and convenience. Welcome home to Nestled on over an acre of beautifully landscaped property, this exceptionally maintained residence offers 3 bedrooms, 2 bathrooms, more than 2,000 square feet of thoughtfully designed living space, and an additional detached third garage, providing endless possibilities for storage, hobbies, or a workshop. With all of the major systems already updated, this home is truly move-in ready. Recent improvements include a new roof (2022), newer HVAC system (2022), new water heater (2026), and all lanai and window screens replaced in June 2026. Enjoy added confidence from day one as a recent clean 4-point inspection confirms the home's major systems are in excellent condition, making this a truly well-maintained, move-in-ready property. Set back from the road behind an expansive front lawn and mature landscaping, the freshly painted exterior and welcoming front porch create an inviting first impression. Inside, you're greeted by a spacious, light-filled living and dining area with an open, airy feel that's perfect for both everyday living and entertaining. Designed for comfort and privacy, the split-bedroom floor plan places the primary suite in its own private area of the home. The spacious retreat features two walk-in closets and a beautifully renovated ensuite bathroom with dual vanities, a freestanding soaking tub, and a walk-in shower. Bedrooms two and three, located on the opposite side of the home, are generously sized and offer ample closet space. The updated kitchen is both stylish and functional, featuring solid wood cabinetry, granite countertops, stainless steel appliances, and abundant prep space. It flows seamlessly into the breakfast nook and expansive family room, making it easy to stay connected while cooking or entertaining. A stunning floor-to-ceiling stone wood-burning fireplace serves as the centerpiece of the space, adding warmth and character. Step outside to your extended screened lanai, where peaceful water views create the perfect setting to unwind or entertain while enjoying the tranquil surroundings. Located in the highly sought-after Mill Creek community, this property offers the best of both worlds: spacious estate-style living with remarkably low HOA fees and no CDD fees. Conveniently located near shopping, dining, everyday conveniences, I-75, and top-rated schools, this home delivers the peaceful lifestyle you've been searching for without sacrificing accessibility.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,002

Sqft

1.04 ac

Lot size

3

Garage

1991

Year built

One

Levels

$274

Per sqft

FireplaceWater viewPets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener · Split Garage
ExteriorPrivate Mailbox

Community & fees

HOA fee$45/mo
Taxes (2025)$2,896/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,921 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$241
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,215
Interest rate6.00%
Loan term

Estimated payment

$3,921/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$241
HOA / condo fee$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$422KedgeAI estimate $457,635 · range $439K$465K$571K

vs edgeAI estimate

+20%

$/sqft vs Bradenton actives

$274 vs $237

Days on market

1 vs 53 typical

Where $274/sqft sits among the 400 Bradenton actives

108
92
85 · this home
45
35
35
$124–181$181–237$237–293$293–349$349–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mill Creek

Map of 602 137TH STREET E inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Mill Creek — neighborhood snapshot

Population

2,437

Median age

50

Median income

$158,900

Median home value

$611,764

Avg household

3

Households w/ children

338

For the school run

Manatee County School District

ElementaryGene Witt Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

194 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $549,000 · 1 days on market since
1991Built · MILL CREEK PH II

Reality check

What actually sold near 602 137TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13619 2ND AVENUE ESold · Mar ’26

$512,000

13619 2ND AVENUE E · same community

3 bd · 2 ba · 2,141 sqft · $239/sqft · 75 DOM

410 136TH COURT ESold · May ’26

$544,500

410 136TH COURT E · same community

3 bd · 2 ba · 1,861 sqft · $293/sqft · 48 DOM

606 136TH COURT ESold · Feb ’26

$540,000

606 136TH COURT E · same community

3 bd · 2 ba · 1,646 sqft · $328/sqft · 96 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lyra Rae

Your agent

Lyra Rae

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 602 137TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 602 137TH STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

602 137TH STREET E FAQs

What would the monthly payment be for 602 137TH STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,921/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 602 137TH STREET E?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 602 137TH STREET E?+

The most recent tax bill on record (2025) was $2,896. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 602 137TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $549,000, this home is listed about 39% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 602 137TH STREET E?+

Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$549,000 runs 38% above the BRADENTON 34212 median — but at 2,002 sqft it's also 26% larger than the typical Bradenton listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Bradenton market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Gene Witt Elementary School, Carlos E. Haile Middle School, Lakewood Ranch High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Kate Kwiecinski. MLS #A4700213.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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